Take back control of your money

Cash, mobile money or bank: track everything you own, set a budget, save and manage your debts, all in one app.

Get it on Google PlayDownload on the App Store
The ECU app: the welcome screen and the dashboard
ECU savings box
Savings
Accounts
Budget
Coach
ECU budget notebook
ECU magazine
Loans
Assets

One view of all your money

Accounts

All your accounts in one place

Create as many accounts as you need: cash, mobile money or bank.

  • Transfers between your accounts in one tap
  • Archive accounts without losing their history
  • A consolidated total, with indicative currency conversion
A young man smiles at his phone, his cash, mobile money and bank accounts brought together
Budget

A budget that warns you before you overspend

Set a limit for each category: with every expense, you see what you have left.

  • A clear view of where your money goes, month after month
  • An alert at 80%, then at 100% of each budget
  • Categories built for everyday life: transport, food, rent…
A young man writes down his expenses in a notebook, phone in hand
Savings

Save with a clear goal

Save freely or create a savings box for a specific project, with an amount and a date.

  • One savings box per project: the motorbike, back to school…
  • Encouragement at every milestone: 25, 50, 75 and 100%
  • ECU tells you how much to set aside each month
A young man slips a banknote into his wooden savings box
Loans

Your loans under control

Record your current loans. With every repayment, ECU updates what you still owe.

  • An estimated repayment schedule, calculated for you
  • A simulator to assess a new loan before you commit
  • A reminder before each due date, with the amount and the account to use
A young man smiles at his phone after a successful loan repayment
Assets

Your net worth at a glance

Add your assets and follow the value of your net worth over time.

  • All your assets in one place: land, vehicles…
  • A preserved history, even if you remove an asset
  • An up-to-date value, asset by asset, whenever you want
A young man looks at his phone, surrounded by his assets: land, car, watch
Coach

Guidance that goes beyond the numbers.

ECU takes into account your remaining budget, your planned savings and your upcoming due dates.

  • Personalised advice every week
  • A clear answer: yes, be careful, or not recommended
  • A monthly review, with a score whose calculation is explained to you
A young man smiles as he reads the ECU magazine

How to get started

  1. ECU is free on the Play Store and the App Store.

  2. Sign up, then add your first account: cash, mobile money or bank.

  3. Record your expenses and income. Add a budget or a savings box whenever you like.

The ECU app page on the Play Store and the App Store

ECU adapts to the way youmanage your money.

The notebook, the savings boxes and the magazine help you build good habits. ECU carries them onto your phone: it calculates, warns you and advises you.

01The app

Monthly subscription · taken out in the app

Free

To get started

0 FCFA

no time limit

  • Your accounts: cash, mobile money, bank
  • Your expenses and income
  • Transfers between your accounts
Most flexible

Per module

One module at a time, add what you need

2,000 FCFA

per month, per module

Monthly total2,000 FCFA

Full

All of ECU

10,000 FCFA

per month

  • All 4 modules: Savings, Budget, Assets, Debts
  • The coach: weekly tips, monthly review and score
  • The ECU magazine
  • New features before anyone else

02ECU objects

One-time payment · separate from the subscription

  • Savings Box

    Savings Box

    For setting money aside at home, bill by bill.

    20,000 FCFA

  • Budget Notebook

    Budget Notebook

    For recording your expenses and allocating your money.

    15,000 FCFA

  • ECU Magazine

    ECU Magazine

    For learning the basics of money management.

    10,000 FCFA

How to get them?

Frequently asked questions

Clear answers to the questions we are asked most often.

ECU is an app that helps you track your accounts, keep your budget notebook, fill your savings boxes, and manage your debts and your assets, all in one place. It helps you make progress, not just display numbers.

Everyone: employees, entrepreneurs, students, families, and anyone who wants to manage their money better, whether they are just starting out or already follow their finances closely.

Yes. The budget notebook and the savings boxes are real objects, designed to extend a habit many people already have. The ECU magazine is there for you too, to learn the basics of money management. The app builds on these tools, it does not replace them.

Your accounts (cash, mobile money, bank, tontine), your everyday expenses and income, your budget notebook by category, your savings boxes, your loans and repayments, your assets, and simple reports on your financial health.

ECU offers free access to get started, with the basic budget notebook and free savings boxes included. Some advanced features are available à la carte or in an all-inclusive plan. See the Pricing section.

Yes. Your data is encrypted and kept confidential, to protect your personal information.

Start for free, today.

Add your first account and finally see where your money goes.

Get it on Google PlayDownload on the App Store